Upcoming cash flow
Your day-by-day balance, every bill and paycheck on it, and the low point flagged: 30 days ahead on Free; 60, 90 or everything scheduled on Plus.
Personal finance that looks ahead
Know where your money is headed, not just where it went.
See the lowest your balance will get, before it happens. Free to start, with 30 days of Plus included.
Free plan forever · 30-day Plus trial · No card required
TallyBeacon is in a private beta: new accounts are by invitation for now.
Checking · next 60 days
Balance today$3,562
Coming in$10,924
Lowest point$84 on
You can pay $400.45 on any day from Oct 2 through Oct 13 and still keep $100.
Switching finance apps? Bring your history.
Every account comes over in one step, from a Quicken Classic QIF export or a CSV from Quicken Simplifi or a budgeting app. Categories, payees, tax lines, splits, transfers and loans come with it, and nothing is saved until you approve the preview.
QIF
OFX
QFX
CSV
Read the step-by-step switching guide →Want your data on your own computer? Get the desktop app →
Watch the 5-minute walkthrough →
"I built TallyBeacon instead of renewing my old finance software subscription."
Everything points at what's coming next
Built on a register that reconciles to the penny, so the forecast is only as good as numbers you trust.
Pay your card on the right day
We show the window where paying keeps checking above your cushion through everything scheduled after.
Reconcile to the penny
Tick off a statement, finish at $0.00, and undo the last one if you need to. Works with PDF-only banks.
Import your history
Every account in one step from another app, or QIF, OFX, QFX and CSV files. Duplicates are caught and transfers matched before anything is saved.
Recurring transactions
Paychecks, rent and subscriptions scheduled once, then carried into every forecast.
Loans and mortgages
Set up a payment once and it splits into principal and interest every month. Plan loan payments on a safe day, just like your card.
Your first forecast in about 10 minutes
- 1Add an accountChecking, savings, cards or loans.
- 2Import a file or enter today's balanceBring years of history, or start fresh.
- 3Add your paycheck and 3 billsThat's all the forecast needs to start.
- 4See your forecastYour lowest balance and its date, right on the home screen.
Reconciled to the penny, forecast day by day, in your browser
How TallyBeacon compares with Quicken and the apps people usually consider.
| Feature | TallyBeacon | Quicken Classic | Quicken Simplifi | Monarch | YNAB |
|---|---|---|---|---|---|
| Day-by-day balance forecast | Yes | Calendar view | Projected cash flow | No | No |
| Reconcile to your statement | Yes, with undo | Yes | No | No | Basic |
| Safest day to pay a card or loan | Yes | No | No | No | No |
| Works in a browser and on a phone | Yes, installable | Desktop-first | Yes | Yes | Yes |
| Use it without connecting a bank | Yes; bank sync optional | Yes | Yes | Yes | Yes |
| Share with a partner on one plan | Yes, full or view-only | On the web only | Yes, one partner | Yes | Yes, up to 6 people |
| Price per year | Free, or $79 for Plus | $83.88 | $47.88 the first year, then $83.88 | $99.99 | $109 |
Competitor details and prices checked Oct 10, 2026, and sharing Oct 20, 2026. Quicken Classic and Quicken Simplifi are products of Quicken Inc.; Monarch and YNAB belong to their owners. TallyBeacon is not affiliated with these companies.
Free forever for the basics. Plus when you want to see further.
New accounts get 30 days of Plus free. No card needed.
Free
$0 forever
- Unlimited accounts, register, splits, imports and reconciling
- One-step move from another finance app
- Paycheck, bills and recurring transactions
- Budgets and safe to spend
- Savings goals, moved on days your forecast says are safe
- 30-day cash flow, with alerts on the Overview
- Card and loan payment predictions; planner on one card or loan
- Reports 12 months back, with CSV downloads
- Investment holdings, trades and prices
- Passkeys and the installable app
Plus
30 days free$7.99 / month, or $79 / year
Founding price: ends December 31
$3.99 / month, or $45 / year
Regularly $7.99 / month or $79 / year. Subscribe by December 31, 2026 and it stays your price for as long as you stay subscribed.
- Everything in Free
- Cash flow 60 or 90 days ahead, or everything scheduled
- What-if on the forecast
- Predicted paychecks and bills in the forecast
- Planner on every card and loan; move a bill to a safe day in one tap
- Alerts before a shortfall by email and notification
- Reports over any range, Excel and PDF, tax-line report
- Investment performance: growth, returns and value over time
- Bank sync with Plaid, read-only and opt-in per account
- Share with a partner: one household, one forecast
- Business mode: profit or loss by Schedule C line
Exporting your data is always free. Plus renews automatically; cancel any time and keep everything on Free. Refunds within 14 days of a charge. Prices in US dollars, plus any sales tax. The details are in our terms.
During the private beta, Plus is free for everyone. Beta members keep it free through December 31, 2026, then can keep it for $45 a year, for as long as they stay subscribed.
Your bank password stays yours
Your finances sit behind two locks: your password and a second step, with passkeys supported.
Bank sync on Plus connects through Plaid, read-only, and only for the accounts you choose. Your bank password never reaches TallyBeacon, and importing downloaded files always works instead.
Our data promise
- No ads, ever
- We never sell your data
- No third-party trackers on our site or app
- Export everything any time: CSV, QIF or a full backup
- Delete your account any time
Questions
Does it work with my bank?
Yes. On Plus you can connect your bank through Plaid, read-only and only for the accounts you choose. On any plan you can import the QIF, OFX, QFX or CSV files your bank offers. How bank connections work
Can I bring my history from another finance app?
Yes. Choose "Moving from another finance app?" on the Import page. An all-accounts QIF export from Quicken Classic, or a CSV export from Quicken Simplifi or a budgeting app, brings every account over in one step, with categories, payees, tax lines, splits and transfers.
What's free?
Unlimited accounts, the register, imports, reconciling, budgets, savings goals, recurring transactions, a 30-day forecast, reports 12 months back, investment holdings, and the payment planner on one card or loan.
What happens after the trial?
You move to Free unless you choose to subscribe. Nothing is charged automatically, and nothing you entered is removed.
Can I export everything?
Yes, any time, on every plan: CSV, QIF and a complete backup file.
Can my data stay on my own computer?
Yes. TallyBeacon for Mac and Windows keeps everything on your computer instead of on our servers, on the same plans as the web. On Plus, your phone reaches it too, encrypted end to end. It doesn't have bank sync yet. On the web, your data is kept on our servers in the US. Get the desktop app
Is there a phone app?
TallyBeacon installs from your phone's browser and sits on your home screen like an app, built for checking the forecast, adding a transaction and acting on alerts.
Start free. See your first forecast tonight.
Create your free account30 days of Plus included · No card required