Mint replacement: where to go now that Mint is gone
The short answer: Mint closed on March 23, 2024, and Credit Karma, where Intuit sent its users, tracks spending but doesn't do budgets. The right Mint replacement depends on what you used Mint for: free tracking (Empower, Credit Karma), a budget (Monarch, YNAB, Quicken Simplifi), or seeing what's coming before it happens (TallyBeacon). If you saved your Mint transactions file, you can still bring that history with you.
What happened to Mint
Intuit announced in November 2023 that Mint would close and that its users should move to Credit Karma, another Intuit app. The closing date moved from January 1 to March 23, 2024. Mint.com now sends you to Credit Karma, and the Mint app is gone from the app stores. Credit Karma shows your accounts, net worth and spending by category, but it doesn't let you set a monthly budget by category the way Mint did.
What to look for in a Mint replacement
- Price. Mint was free because it showed you offers. Most replacements charge a yearly fee; a few have a free plan.
- Connecting your bank. Mint downloaded transactions for you. Check whether that's included, and whether it's read-only.
- Budgets. If Mint's category budgets were the point, make sure the new app has them.
- Looking ahead. Mint showed where your money went. Some apps now also show where it's headed: your balance after the bills you know are coming.
- Your history. If you saved a Mint export, check whether the app can read it, and whether it takes all your accounts at once or one at a time.
Your options
| App | Price | Best for |
|---|---|---|
| Credit Karma | Free | Seeing your accounts, net worth and credit in one place, without budgets. |
| Empower Personal Dashboard | Free | Net worth and investments. Its budgeting is basic, and the company sells paid wealth management. |
| Monarch | $99.99 a year | A connected budget and dashboard you can share with a partner. Imports a CSV into an account. |
| YNAB | $109 a year | Envelope budgeting: giving every dollar a job. A 34-day free trial. |
| Quicken Simplifi | $47.88 the first year, then $83.88 | A connected spending plan from Quicken, with a Mint import of up to 10,000 transactions at a time. |
| TallyBeacon | Free, or $79 a year for Plus | Your balance day by day, the safe day to pay your card, budgets, and reconciling. Your whole Mint file in one step. |
Prices for yearly billing, before tax, from each company's website on October 17, 2026. The full comparison covers each app in more detail.
One honest difference from Mint: TallyBeacon's bank connection is part of Plus, not Free. On Free you import the files your bank offers, which takes a minute a month. Every new account gets 30 days of Plus to try it.
Bring your saved Mint history into TallyBeacon
Mint's export was a file named transactions.csv, with every account in one file. If you saved one before Mint closed, it's probably in your Downloads folder.
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Note each account's balance today
Mint's file lists transactions but not balances, so you'll type in each one's balance, or what you owe on a card, from your bank's website.
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Choose the file
Create your free account, open Import, and use Moving from another finance app? at the top. Choose transactions.csv and select See what's in it.
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Check the accounts and categories
Every account in the file is listed, with its dates. Enter each one's balance today. Each Mint category goes into one of yours with the same name, or a new one; Transfer and Credit Card Payment are set as transfers between your accounts for you, so a card payment lands once, linked on both sides.
Sample data. -
Bring everything over
Choose Bring everything over. Your history is in, and it's safe to run again: anything already in TallyBeacon is recognized and not added twice.
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Catch up since March 2024
Your Mint file stops when Mint did. Download the months since from your bank as OFX, QFX or CSV and import them into each account, or connect the bank on Plus. Importing files has the details.
What Mint never showed you
Mint looked back. Once your paycheck and bills are in, TallyBeacon looks ahead: your balance on each day for the next 30 days on Free and up to 90 on Plus, your lowest point before it happens, and the days you can pay your card and still keep a cushion in checking.
Questions
Can I still download my Mint data?
No. Mint closed on March 23, 2024, and Mint.com now goes to Credit Karma. Only a transactions file you saved before then has your Mint history.
Is Credit Karma a Mint replacement?
Partly. Credit Karma shows your connected accounts, net worth and spending by category for free, but it doesn't let you set category budgets or bill reminders the way Mint did.
Is there a free Mint replacement?
Credit Karma and Empower Personal Dashboard are free for tracking. TallyBeacon has a free plan with budgets, reconciling and a 30-day forecast; on it you import your bank's files rather than connect the bank.
Does TallyBeacon connect to my bank like Mint did?
Yes, on Plus: read-only, through Plaid, and only for the accounts you choose. On Free, you import the files your bank offers.
Will my Mint categories come over?
Yes. Each Mint category in your file goes into a TallyBeacon category with the same name, or one you pick, and transfers and card payments are linked between your accounts.
Bring your Mint history and see what's ahead. Free to start, no card needed.
Moving your history over? Book a free 30-minute call and Robert, who built TallyBeacon, will do it with you.
Create your free accountFacts checked October 17, 2026. Mint and Credit Karma are trademarks of Intuit Inc.; Quicken and Quicken Simplifi of Quicken Inc.; Empower, Monarch and YNAB of their owners. TallyBeacon isn't affiliated with any of them.